Maryland Municipal Bond

Fund Resources

Class	CUSIP	Ticker
A	76628T736	SMMAX
C	76628T728	CMDBX
I	76628T744	CMDTX

Past performance does not guarantee future results. The performance data quoted represents past performance and current returns may be lower or higher. The investment return and net asset value will fluctuate so that an investor's shares, when redeemed may be worth more or less than the original cost.

Investment performance may reflect voluntary fee waivers which may be discontinue at any time. Without these fee waivers performance would have been lower.

Bond Funds will tend to experience smaller fluctuations in value than stock funds. However, investors in any bond fund should anticipate fluctuations in price, especially for longer-term issues and in environments of rising interest rates.

Daily as of 11/18/08

Class	CUSIP	Ticker	Inception	NAV	POP	NAV Change
A	76628T736	SMMAX	4/13/2005	9.74	10.23	0.02
C	76628T728	CMDBX	4/25/1996	9.75	9.75	0.03
I	76628T744	CMDTX	3/1/1996	9.72	9.72	0.02
Investing in regional funds may involve additional risk since investments are concentrated in one geographic area.

Monthly as of 10/31/08

Class	CUSIP	Ticker	Inception		MTD (%)	QTD (%)	YTD (%)	1 Year (%)	3 Years (%)	5 Years (%)	10 Years (%)	Since Inception (%)
A	76628T736	SMMAX	4/13/2005	POP NAV	-0.92 -5.61	-3.72 -8.30	-2.94 -7.51	-2.32 -6.92	1.61 -0.02	2.11 1.12	3.45 2.95	3.82 3.43
C	76628T728	CMDBX	4/25/1996	POP NAV	-1.09 -2.08	-3.92 -4.88	-3.63 -4.57	-3.24 -4.19	0.68 0.68	1.26 1.26	2.55 2.55	3.32 3.32
I	76628T744	CMDTX	3/1/1996	POP NAV	-1.01	-3.69	-2.82	-2.27	1.73	2.26	3.52	3.88
Investing in regional funds may involve additional risk since investments are concentrated in one geographic area.

Quarterly as of 9/30/08

Class	CUSIP	Ticker	Inception		YTD (%)	1 Year (%)	3 Years (%)	5 Years (%)	10 Years (%)	Since Inception (%)	Gross Expense Ratio (%)	Net Expense Ratio (%)
A	76628T736	SMMAX	4/13/2005	POP NAV	-2.04 -6.65	-1.22 -5.95	1.73 0.08	2.15 1.15	3.54 3.04	3.93 3.53	0.79	0.77
C	76628T728	CMDBX	4/25/1996	POP NAV	-2.56 -3.51	-1.96 -2.91	0.87 0.87	1.31 1.31	2.65 2.65	3.43 3.43	1.64	1.62
I	76628T744	CMDTX	3/1/1996	POP NAV	-1.83	-0.97	1.88	2.32	3.63	4.00	0.64	0.62
Investing in regional funds may involve additional risk since investments are concentrated in one geographic area.

Class A Shares have a maximum sales charge imposed on purchases (as a percentage of offering price) of 4.75%. This sales charge varies depending upon how much you invest. You may buy A Shares in amounts of $1,000,000 or more at net asset value (without an initial sales charge), but if you redeem those shares within one year of your purchase, you will pay a deferred sales charge of 1.00%.
Class C purchased on or after August 1, 2005, have a 1% sales charge imposed if you sell within one year of your purchase. A 2% sales charge is imposed if you sell C Shares purchased before August 1, 2005 within one year of your purchase.
A 1% sales charge is imposed if you sell C Shares purchased on or after August 1, 2005 within one year of your purchase. A 2% sales charge is imposed if you sell C Shares purchased before August 1, 2005 within one year of your purchase.
I Shares have no sales charge.
All Share Classes have a redemption fee (as a percentage of net asset value) of 2.00%. This redemption fee will be imposed on shares redeemed within seven days of purchase unless the redemption is excluded under the Redemption Fee Policy.
POP (Public Offering Price) – The price at which a new securities offering is made available to the public.
NAV (Net Asset Value) – The dollar value of a single mutual fund share, based on the value of the underlying assets of the fund minus its liabilities, divided by the number of shares outstanding. Calculated at the end of each business day.