Life Vision Target Date 2015

Fund Resources

Class	CUSIP	Ticker
A	76628R227	LVFAX
C	76628R219	LVFCX
I	76628R235	LVFIX

Past performance does not guarantee future results. The performance data quoted represents past performance and current returns may be lower or higher. The investment return and net asset value will fluctuate so that an investor's shares, when redeemed may be worth more or less than the original cost.

Investment performance may reflect voluntary fee waivers which may be discontinue at any time. Without these fee waivers performance would have been lower.

Daily as of 11/18/08

Class	CUSIP	Ticker	Inception	NAV	POP	NAV Change
A	76628R227	LVFAX	7/11/2006	8.02	8.51	0.02
C	76628R219	LVFCX	0/0/0000
I	76628R235	LVFIX	10/21/2005	8.04	8.04	0.03
Stocks are more volatile and carry more risk and return potential than other forms of investments. Bonds offer a relatively stable level of income, although bond prices will fluctuate, providing the potential for principal gain or loss. Cash equivalents offer low risk and low return potential. Since the funds are new, they have no performance history and there is no guarantee the funds will achieve their stated objective.

Monthly as of 10/31/08

Class	CUSIP	Ticker	Inception		MTD (%)	QTD (%)	YTD (%)	1 Year (%)	3 Years (%)	Since Inception (%)
A	76628R227	LVFAX	7/11/2006	POP NAV	-11.83 -16.88	-16.86 -21.63	-26.26 -30.53	-29.11 -33.18	-2.78 -4.69	-2.23 -4.11
C	76628R219	LVFCX	0/0/0000	POP NAV
I	76628R235	LVFIX	10/21/2005	POP NAV	-11.81	-16.77	-26.05	-28.84	-2.59	-2.04
Stocks are more volatile and carry more risk and return potential than other forms of investments. Bonds offer a relatively stable level of income, although bond prices will fluctuate, providing the potential for principal gain or loss. Cash equivalents offer low risk and low return potential. Since the funds are new, they have no performance history and there is no guarantee the funds will achieve their stated objective.

Quarterly as of 9/30/08

Class	CUSIP	Ticker	Inception		YTD (%)	1 Year (%)	Since Inception (%)	Gross Expense Ratio (%)	Net Expense Ratio (%)
A	76628R227	LVFAX	7/11/2006	POP NAV	-16.37 -21.21	-17.64 -22.36	1.94 -0.07	2.05	0.50
C	76628R219	LVFCX	0/0/0000	POP NAV
I	76628R235	LVFIX	10/21/2005	POP NAV	-16.15	-17.35	2.14	1.75	0.20
Stocks are more volatile and carry more risk and return potential than other forms of investments. Bonds offer a relatively stable level of income, although bond prices will fluctuate, providing the potential for principal gain or loss. Cash equivalents offer low risk and low return potential. Since the funds are new, they have no performance history and there is no guarantee the funds will achieve their stated objective.

Life Vision Conservative
Class A Shares have a maximum sales charge imposed on purchases (as a percentage of offering price) of 4.75%.
This sales charge varies depending upon how much you invest. You may buy A Shares in amounts of $1,000,000 or more at net asset value (without an initial sales charge), but if you redeem those shares within one year of your purchase, you will pay a deferred sales charge of 1.00%.
A 5% sales charge is imposed if you sell B Shares within five years of your purchase.
A 1% sales charge is imposed if you sell C Shares purchased on or after August 1, 2005 within one year of your purchase. A 2% sales charge is imposed if you sell C Shares purchased before August 1, 2005 within one year of your purchase.
All Other Life Vision
Class A Shares have a maximum sales charge imposed on purchases (as a percentage of offering price) of 5.75%.
This sales charge varies depending upon how much you invest. You may buy A Shares in amounts of $1,000,000 or more at net asset value (without an initial sales charge), but if you redeem those shares within one year of your purchase, you will pay a deferred sales charge of 1.00%.
A 5% sales charge is imposed if you sell B Shares within five years of your purchase.
A 1% sales charge is imposed if you sell C Shares purchased on or after August 1, 2005 within one year of your purchase. A 2% sales charge is imposed if you sell C Shares purchased before August 1, 2005 within one year of your purchase.
Balanced Fund
Class A Shares have a maximum sales charge imposed on purchases (as a percentage of offering price) *3.75%. Class B Shares have a maximum contingent deferred sales charge (as a percentage of net asset value) of **2.00%. * This sales charge varies depending upon how much you invest. You may buy A Shares in amounts of $1,000,000 or more at net asset value (without an initial sales charge), but if you redeem those shares within one year of your purchase, you will pay a deferred sales charge of 1.00%. ** A sales charge is imposed if you sell L Shares within one year of your purchase.
Class I Shares
I Shares have a redemption fee (as a percentage of net asset value) of 2.00%.
This redemption fee will be imposed on shares redeemed within seven days of purchase unless the redemption is excluded under the Redemption Fee Policy.
POP (Public Offering Price) – The price at which a new securities offering is made available to the public.
NAV (Net Asset Value) – The dollar value of a single mutual fund share, based on the value of the underlying assets of the fund minus its liabilities, divided by the number of shares outstanding. Calculated at the end of each business day.